Optar por no

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Todos los estudiantes internacionales se inscriben automáticamente en el Plan de Seguro Médico Estudiantil (SHIP) de University of South Alabama. El costo del seguro se cargará a la cuenta del estudiante. Si el estudiante cuenta con otro seguro médico, puede solicitar una exención.

Para renunciar al seguro SHIP, la universidad exige que los estudiantes presenten comprobante de cobertura comparable a la que ofrece el seguro SHIP de la universidad. Tenga en cuenta que la solicitud de exención será revisada y verificada con la compañía aseguradora. 

• Policy provides Medical Benefits (Ex. Both emergency and non-emergency health care and mental health care benefits) of at least $100,000 per accident or illness.
• A deductible no greater than $500 per accident or illness.
• Coverage for repatriation of remains (a minimum of $25,000 toward such expenses or, if an amount is not specified, the policy must specify coverage of all reasonable and necessary expenses for repatriation.)
• Medical evacuation coverage is equal to or greater than $50,000.
• The claims administrator is based in the United States and has a US telephone number, address for submission of claims. *Students will be responsible for submitting their own claims.